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Our Awesome Team

We are in the process of refreshing our “Our Team” page to bring you the most current and accurate information about our dedicated professionals who are here to serve you. Please stay tuned for an updated roster, featuring insights into our team members’ expertise.

Luene  La Fountaine, RHU Luene  La Fountaine, RHU Hover Image

Luene La Fountaine, RHU

President/Owner

I am a recognized authority in all areas relating to disability insurance and possesses extensive expertise in personal and corporate insurance as well as group benefit plans. I have designed proprietary and customized programs exclusive to Health Risk Services. I continually seek innovative solutions to ensure our Health Risk clients receive their optimal plans.

Gavin Dyer Gavin Dyer Hover Image

Gavin Dyer

Insurance and Benefits Advisor

I specialize in crafting comprehensive life insurance, group benefits, and executive compensation plans tailored to meet the unique needs of businesses and individuals. My expertise also extends to disability and critical illness insurance, ensuring you and your team are well-protected against unexpected challenges. Let’s work together to optimize your benefits strategy and secure your financial future.

Lauren Ellerby Lauren Ellerby Hover Image

Lauren Ellerby

Insurance and Benefits Advisor

I am a licensed advisor specializing in pension rollovers, particularly for First Nations members transitioning their Registered Pension Plans (RPP) into individual investment vehicles. She has a deep understanding of tax-exempt pensions and ensures they remain compliant and optimized. With expertise in both group and individual benefits and insurance, Lauren helps organizations implement tailored employee benefits policies that enhance employee retention and long-term satisfaction.

Jo-Anne Ouellet Jo-Anne Ouellet Hover Image

Jo-Anne Ouellet

Operations Manager

As the Operations Manager at Health Risk, I have created a multitude of processes, procedures and acquired knowledge to provide our clients a smooth and positive journey with us. I like to think of my professional experience as a recipe. I blend all my accumulated skills to enhance and elevate the existing dish.

Phil Tyson Phil Tyson Hover Image

Phil Tyson

seCUREme Underwriter & Administration

Phil is an Insurance Professional with 35 years experience specializing in the design, placement, and management of leading-edge benefit plans for international organizations with globally mobile employees and individuals. His experience includes developing and implementing marketing and sales strategy and tools, proposal development for potential clients, and designing new products and services such as ‘branded’ individual products, association programs, reinsurance arrangements and high-risk placements.

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With the advent of Health Risk’s creation of its proprietary seCUREme, Phil became instrumental in locating the applicable Insurance Company to Underwrite and hold the insurance paper for the product line.

Phil’s background includes more than three decades as a respected insurance professional with firms that include Citadel Assurance Company, Manulife Financial Group Benefits as a Group Claims Manager handling all lines of business.  Working as a broker initially with Norfolk Mobility then leading MSH International (CANADA) sales, marketing and Client Services departments. 

At Health Risk Services, Phil performs the following for seCUREme:

  • seCUREme Quotations
  • Underwriting and interfacing with the Insurer’s Underwriting Team
  • Administration 
  • Product Development

Phil welcomes the opportunity to provide you with your seCUREme quotations and policies!


“The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood; who strives valiantly; who errs, who comes short again and again, because there is no effort without error and shortcoming; but who does actually strive to do deeds; who knows great enthusiasms, the great devotions; who spends himself in a worthy cause; who at the best knows in the end the triumph of high achievement, and who at worst, if he fails, at least fails while daring greatly, so that his place shall never be with those cold and timid souls who neither know victory nor defeat.” — Theodore Roosevelt

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