CELEBRATING 25 YEARS OF BUSINESS EXCELLENCE!!

LoanGUARD
LoanGUARD
LoanGUARD
LoanGUARD

Attention Canadian
Mortgage Brokers

Earn More With Zero Extra Work!

Ditch low creditor life commissions. 

LoanGUARD pays brokers up to 11X the monthly premium on referrals — without extra admin or underwriting hassles.

No Sales, No Underwriting, No Sweat.

Start Referring Today

Traditional Creditor Insurance

is Costing You More Than You Think

You're earning less per deal than you should be.

Banks & lenders keep most of the margin.

Your clients pay more—but get less.

Creditor insurance = expensive, restrictive, & non-portable.

Paperwork, underwriting delays, and long payout times slow you down.

Time wasted instead of closing more deals.

Comparison Table

LoanGUARD vs. Traditional Creditor Life

Traditional

Creditor Life
vs

LoanGUARD

Broker Model
Traditional Creditor Life

$150-300/referral

Commission
LoanGUARD Broker Model

9X-11X monthly premium

Traditional Creditor Life

Full paperwork

Underwriting Hassle
LoanGUARD Broker Model

90-second referral

Traditional Creditor Life

Non-portable, expensive

Client Experience
LoanGUARD Broker Model

Fully portable, better rates

Traditional Creditor Life

6+ weeks

Payout Timing
LoanGUARD Broker Model

After policy approval & first premium payment

More Commissions. Less Admin. Better Client Experience

FEATURELoanGUARDCREDITOR INSURANCE
OwnershipIndividually OwnedBank Controlled
Portability100% PortableTied to One Mortgage
Who Gets PaidClient’s FamilyThe Bank
Broker CommissionGenerous & OngoingMinimal to None
Approval ProcessQuick & PersonalizedOne-Size-Fits-Nobody
Which side of the chart would YOU rather be on?"

Tiered Commission Structure

The More Referrals, The More You Earn

  • 1-4 Referrals
    9X the Monthly Premium per Referral
  • 5-9 Referrals
    10X the Monthly Premium per Referral
  • 10+ Referrals
    11X the Monthly Premium per Referral

Commissions are paid out after the policy is approved and the first premium is received

Why Brokers Are

Making the Switch to LoanGUARD

Designed by insurance & mortgage industry experts

Trusted by Brokers Across Canada

Backed by a Leading Canadian Insurer

Powered by Assumption Life. Built for Mortgage Brokers.

LoanGUARD, created by Health Risk Services and powered by Assumption Life, delivers industry-leading mortgage protection. As experienced brokers, we connect you with the best coverage options available.

Assumption Life Logo
LoanGUARD Has Been Tailored for YOUR Business
Trusted by Mortgage Brokers across Canada

How It Works in 3 Simple Steps

Submit a Referral

90-second form.
No medical exams.

We Handle Everything

Underwriting, compliance, and client servicing.

You Get Paid

After policy approval & first premium payment.

Don't Miss Out

Early Access for Brokers Now Open​

With limited openings available, now is the time to secure your spot before they fill up. Commission rates are subject to change, so locking in your higher earnings today ensures you maximize your potential. Plus, early brokers can take advantage of exclusive referral bonuses by bringing in other brokers. 

Don’t wait—act now to stay ahead and earn more.